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THE EFFECT
OF SURVIVAL STRATEGIES ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISE
ABSTRACT
This
research project is on the Effect of Survival Strategies on the Performance of
Small and Medium Scale Enterprise with references (A Case Study of Selected
Small Business in Lagos Sub-Urban). This research work is generally about the
effects Survival Strategies on the Performance of Small and Medium Scale
Enterprise. The project has undertook
the general introduction into the research work led to the review of various
literature that relates to the major variables involved in the research work
especially Small and medium scale enterprises that speed up the rate of social
economic development of many countries, particularly developing countries. They
serve as system for attainment of national objective in terms of employment
generation at low investment cost and also the development of entrepreneurial
capabilities and indigenous technology. Various studies conducted indicated
about 50 per cent of small and medium scale enterprises surveyed did not
receive external finance while 77 percent indicated lacked of access to financial
resources. The secret behind the success of a self-reliant strategy in any
economy does not lie solely in any particular socio-political or socio-economic
philosophy, but so much on people’s attitude to small enterprises. The data collected were analyzed through the
use of frequency distribution table and chi-square statistical tool to
determine whether a number of proportions to be studied are equal. The yes and
no scale would be used to analyze the data for the study, research questions
would be analyzed using the percentage analysis from the questionnaire
retained. Base on the finding Internal characteristics and problems of SMEs.
Most small and medium scale enterprises in Nigeria are battling with serious
internal problem. There problem range from poor management practices, lack of
well planned marketing strategy, among other internal survival strategies and
also reveals that with more government institutions in place such as National
Directorate of Employment (NDE), Small and medium enterprise development agency
of Nigeria (SMEDAN), small and medium enterprises equity investment Scheme
(SMEEIS) the performance of SME’S will greatly improve, it recommends that
establishment of more industrial development centre (IDCs) according to finding
will boost SMEs activities in the country Base on this, attention should be
given to the development of more centres
as this will aids in making the business environment conducive for more
investors and It is a known fact that some small and medium scale enterprises are
operating at a very abysmal level. Therefore, the need of authority concern at
all level to intensify effort toward boosting their performance (SMEs), as it
has been considered to be a catalyst for economic growth and national
development both in developed and developing countries.
TABLE OF
CONTENTS
Title
Page
I
Certification
Ii
Dedication
Iii
Acknowledgements
Iv
Abstract
V
Table Of
Contents
Vi
CHAPTER
ONE: INTRODUCTION
1.1 BACKGROUND TO THE STUDY
1
1.2 STATEMENT OF THE PROBLEM 3
1.3 OBJECTIVES OF THE STUDY
4
1.4 SIGNIFICANCE OF THE STUDY
5
1.5 SCOPES AND LIMITATION
5
1.6 DEFINITION OF TERMS 5
REFERENCES
7
CHAPTER
TWO: LITERATURE REVIEW
2.2 INTRODUCTION
8
2.3 ADVANTAGES OF SSE’s
11
2.4 ROLES OF SSE’S IN NATIONAL
DEVELOPMENT 11
2.5 PROBLEM OF SMALL SCALE
ENTERPRISES
15
2.6 CONCEPTUALIZING UNEMPLOYMENT
/EMPLOYMENT 17
2.6.1 THE CLASSICAL THEORY
17
2.6.2 THE KEYNESIAN THEORY OF
UNEMPLOYMENT/EMPLOYMENT 20
2.6.3 OTHER THEORIES OF EMPLOYMENT 22
2.7 ECONOMIC GROWTH
23
2.7.1 ECONOMIC GROWTH AND DEVELOPMENT 24
2.8 SMALL AND MEDIUM SCALE SMEs CAPACITY
BUILDING
IN
NIGERIA
26
2.9 STRATEGY: CONCEPT AND ADAPTATION TO
SMALL SCALE
28
2.8 SMALL AND MEDIUM SCALE SMES STRATEGY
FOR 30
2.9 FINANCES OF SMALL – SCALE
ENTERPRISE
32
2.9.1 SMALL – SCALE INDUSTRIES CREDIT SCHEME 33
2.10 THE NIGERIA BANK FOR COMMERCE AND 34
2.10.1 INDUSTRIAL DEVELOPMENT CENTER (IDC) 35
2.10.2 THE NATIONAL ECONOMIC RECONSTRUCTION FUND
(NERFUND) 35
2.10.3 SMALL AND MEDIUM ENTERPRISES LOAN
SCHEME 47
REFERENCES
52
CHAPTER
THREE: RESEARCH METHODOLOGY
3.1 INTRODUCTION
54
3.2 RESTATEMENT OF THE RESEARCH
QUESTIONS 54
3.4 RESTATEMENT OF THE RESEARCH HYPOTHESES 55
3.5 THE POPULATION OF THE STUDY
55
3.6 SAMPLE SIZE AND SAMPLING
PROCEDURE
56
3.7 SOURCE OF DATA/METHOD OF DATA
COLLECTION 56
3.8 METHOD OF DATA ANALYSIS
56
CHAPTER
FOUR: PRESENTATION AND ANALYSIS OF DATA
COLLECTED
4.1 INTRODUCTION
58
4.2 DATA PRESENTATION AND ANALYSIS 58
4.2.1 TESTING OF HYPOTHESES
68
DISCUSSION
OF RESULT 72
REFERENCES
74
CHAPTER
FIVE: SUMMARY, RECOMMENDATIONS AND
CONCLUSION
1.1 SUMMARY
75
5.2 RECOMMENDATIONS AND CONCLUSION 78
BIBLIOGRAPHY
81
QUESTIONNAIRE
83
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